Category Archives: Divorce

Americans Marrying Later in Life—When is the Right Time?

Americans are marrying at a later age than ever before, according to the U.S. Census Bureau. The median age of a first marriage is at its highest ever, about 28 years for men and 27 years for women.  A growing number of Americans are marrying for the first time over age 40; this has helped push the median age of first marriages to its new heights.

The number of women marrying for the first time in their teens has dropped significantly—from 42 percent in 1970 down to 18 percent in 1988 and 7 percent in 2009. And while 88 percent of women were married by age 24 back in 1970, only 38 percent of women were married by that age in 2009. Not only are fewer women marrying at that age, there is more societal acceptance of being single much longer.

Various reasons have been suggested—young adults wanting to finish college and/or start careers, wider use of contraception to delay childbearing, personal preference, or changing societal norms are some of the more commonly mentioned. And sometimes individuals just don’t find a partner they really want to be with until they are older. Because there is less pressure to marry than there used to be, many are willing (and happy) to live single, but may decide to marry when they meet someone they consider an ideal mate.

Experts suggest some benefits to marrying later are having a better sense of self and a better understanding of what you want in a partner. On the other hand, people who marry much older may be very “stuck in their ways” with lifestyle and household habits, and will need to be flexible and considerate to live happily with a mate.

There is no perfect age at which marriage can be guaranteed a success. However, the rates of teen marriage failures are very high, so the reduction in teen marriages will likely be helpful at reducing divorce rates. Still, many young couples feel very confident in their decision to marry young and have gone on to have long and happy marriages.

I was 24 when I married, which was close to the average at the time. I had known my (now) husband for five years by then. How old where you when you married? Do you think your age had any bearing on your marital success or failure? When do you think is the ideal age at which to marry?

Lori Lowe is the founder of Marriage Gems and author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available at Amazon.com and in all e-book formats at www.LoriDLowe.com. Note: Amazon has First Kiss to Lasting Bliss currently discounted at $13.95 for a hard copy and $8.19 for the Kindle edition! A pdf is available for $7.99.

Photo by Jomphong courtesy of freedigitalphotos.net

Relationship Insights for Adult Children of Divorce

If you are an adult child of divorce struggling with your current relationship due to simmering feelings from your past, I highly recommend an insightful piece from a Washington Times columnist called “Children of divorce: chasing affection in the house of guilt.”  It includes data about the effects of divorce on children and advice for  individuals who may fear marriage or fall into unhealthy relationships due to what they experienced as a child.

Jerome Elam says in part, “My revelation after all the years of soul searching is that happiness is something so rare and beautiful that you hold onto it with all your strength. Learn to recognize it when it comes into your life and embrace it despite the fear in your heart.” I found his story to be moving and heart breaking. Check it out here.

Marriage Education Shows 55% Increase in Marital Satisfaction

In the nation’s largest study on the immediate and long-term impact of marriage education, surprisingly strong improvements in marital satisfaction have been shown.

Healthy Relationships California studied more than 17,000 marriage participants who took a skills-based marriage education course. Before the course, only 44 percent of the married individuals considered themselves happy with their relationship, and 56 percent were moderately or highly distressed in their marriage.

Six months following the course, 32 percent were distressed, and more than 68 percent were satisfied in their relationship. This equates to a 55 percent increase in the number of people who were satisfied in their marriage.

I believe this should convey to the average couple that learning marriage skills can be dramatically helpful in their marriage. Skills like conflict management, communication, financial skills, or any area that is difficult for you can be learned and improved. Learning how to appropriately communicate your concerns, your desires, your dreams and wishes in a way that doesn’t put your spouse on the defensive—these are important skills that can be learned even if it seems like much of your communication is filled with conflict.

You don’t have to succumb to the popular belief that all marriages decline, and that it’s all but impossible to have a successful long-term marriage. Nearly every state offers marriage education courses. Many churches and other organizations also offer classes or retreats. What skill would you and your spouse benefit from improving?

You can read more of the details here at Healthy Relationships California’s web site by Jason Krafsky.

Lori Lowe is the founder of Marriage Gems and author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available at Amazon.com and in all e-book formats at www.LoriDLowe.com.

Photo by Ambro courtesy of freedigitalphotos.net

More Couples are Sliding into Cohabitation

According to the New York Times, cohabitation in the U.S. has increased by more than 1,500 percent in the last 50 years. While many people still have moral and/or religious issues with cohabitation, more than half of all marriages are now preceded by living together. If you are thinking about whether cohabitation is feasible for you (i.e., saving money while you decide if your partner is marriage material), read “The Downside of Cohabitation Before Marriage” from The New York Times’ opinion pages by Meg Jay. Despite the title, she is not really against the idea of cohabitation; she just offers an array of warnings. She discusses “the cohabitation effect” as well as researchers’ findings that cohabiting partners often have differing, unspoken agendas. She touches on research that shows a strong strong correlation between cohabitation before marriage and lower marital satisfaction.  Read on for more insights into this piece from our guest contributor. Breakups may also involve division of substantial assets like homes. That’s where today’s contributor comes in.

Today’s guest post by Indianapolis realtor and relocation expert (and friend of mine!), Kristie Smith. Kristie is always on the front edge of trends, and she has found the need to provide more than the usual housing expertise to her clients. While in the past, most buyers were either single or married, today’s realtors need to be prepared to sell homes to the growing number of cohabitating partners who may or may not understand the legal implications of such a decision. When I found this article on her blog, I thought many of you would be interested in reading her insights.  And if not, maybe you’ll like the clip from Mad Men. By the way, Kristie is happily married and resides in Indianapolis. She’s a long-time supporter of Marriage Gems and of my book, First Kiss to Lasting Bliss. Thanks, Kristie!

Guest post by Kristie Smith

Kristie Smith

If you caught the April 29 episode of Mad Men, in one of the climatic scenes, Peggy’s very Catholic mother admonishes her daughter after Peggy announces that she’s moving in with her boyfriend, Abe. “You are selling yourself short,” Mrs. Olsen says, explaining her anger. “This boy, he will use you for practice until he decides to get married and have a family. And he will, believe me.” Watch the first two minutes of the clip below for an inside look at this story line!

The show takes place in 1965, so Mrs. Olsen’s reaction may seem quite old-fashioned when viewed through the lens of today’s “anything goes” culture. But was Peggy’s mom on to something?

A recent must-read column in the New York Times suggests that she was. According to the article, while two-thirds of 20-somethings say that moving in together is a good way to test the waters before marriage, and therefore avoid divorce, research shows that couples who live together before marriage (and especially before an engagement or an otherwise clear commitment) “tend to be less satisfied with their marriages — and more likely to divorce — than couples who do not.”

Why is this? Meg Jay, a clinical psychologist and author of the column, describes a phenomenon called “sliding before deciding.” You’re together all the time, you sleep over frequently and then voila—you’re living together, more for reasons of convenience and finance than real commitment. And once this arrangement begins, it’s hard to get out of, especially if you buy furniture, a pet or even a home together. Jay compares it to opting in for a credit card with zero percent interest for the first year. After 12 months, the interest shoots up to 23 percent; you haven’t paid off the balance and, whoa—you’re locked in.

I do tend to be of the conservative persuasion, like Mrs. Olsen. In addition to the social implications of the living-together-before-marriage trend, which I find fascinating, I of course am interested in the real estate implications. After all, nearly 40 percent of all closings that I attend are for non-traditional buyers, and statistics show that more than eight percent of all owner-occupied homes in the U.S. are owned by unmarried couples.

Before you get into what could turn out to be a bad situation (some say a breakup between two unmarried people who own property together can be worse than a divorce), here are some big issues you should take into consideration:

  • What if you buy a house together and you eventually break up? This is a significant consideration given that almost half of unmarried couples break up within five years, and unmarried couples do not have the benefit of legal protections that married couples enjoy. To protect yourself, it’s of utmost importance to put the answer to this question in writing. Work with an attorney to draw up a Home Sharing Agreement, which will spell out your individual rights and responsibilities with respect to the property as you purchase your new home and on an ongoing basis.
  • What if one of us doesn’t want to sell the home after a break up? If there is no Home Sharing Agreement and you break up, you can mutually decide what happens to the home. If the house has no mortgage, then one party can simply sign a quit-claim deed and remove all rights to the home. This makes sense if the home has little or no equity. However, if there is a mortgage on the property in both names, you cannot simply quit-claim your interest and walk away. That mortgage and debt impact will influence your credit (and buying potential) until the home is eventually sold or refinanced. Therefore, it’s critical that if a partner is keeping the house, he MUST refinance the loan into just his name. If the remaining partner cannot get approved for the loan solo, then the property must be sold to protect the displaced mate’s credit and financial responsibility for the home.
  • What if you move in to a home that your partner already owns and you then break up? It doesn’t matter how much money you put toward maintenance, improvements and other expenses. The home is in your partner’s name, which means you will have no legal recourse should you break up.
  • What if one person owns the house and there is a death? Because of this possibility, it’s important to write the deed in both of the couple’s names with “rights of survivorship,” even if only one person is financially responsible on the mortgage.  If the title is NOT set up this way, the house will go to the next of kin of the “owner.”

Although many unmarried couples slip into their living arrangements because of convenience, living together brings up all kinds of legal considerations, especially when an unmarried couple buys a home together.  Although you may think that you don’t need a piece of paper to prove your love, you should at the very least have a home sharing agreement to protect your interests. Marriage shouldn’t be entered into lightly, and neither should living together. To echo Peggy’s mom, don’t sell yourself short.

——

Thanks to Kristie for sharing her insights. You can reach Kristie at www.IndyHomes.com.

Lori Lowe, founder of Marriage Gems, is the author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available  at Amazon.com and in all e-book formats at www.LoriDLowe.com.

Top 15 Reasons Romantic Partners Fight

The following list from Science of Relationships shows the top sources of conflict in order of the most common themes. Only about 100 people were surveyed for the results, so it’s not a large sampling. However, I found several things interesting. For instance, being overly self-absorbed about your appearance causes more conflict than being disheveled in your appearance.  And being condescending is number one on the list, something you would think most romantic partners would be above. I was also surprised that being jealous, possessive or dependent ranked so high on the list at number two. Read the rest of the 15 hot-button conflict issues for couples here.

Keep in mind that the degree of conflict can vary greatly on the list. For example, not factoring in your partner’s feelings is a much smaller slight than being sexually aggressive or forceful. As you read the list, think about whether there are any areas in which you have been guilty or less than loving. If so, ask yourself what the underlying reasons for your behavior might be and how you can change and improve. Then, go to your spouse and ask for forgiveness along with sharing your decision to improve that behavior. Ask for their input. If your spouse needs some time to think about your actions before discussing it or forgiving you, try not to be defensive. Sometimes it takes longer to get over slights and emotional wounds than you think. Often, your loving actions will speak louder than your promises to do better.

I don’t advise you to use the list to point out all the ways in which your partner could be a better spouse. The most effective way to improve your relationship is to focus on what you can control–your own actions and responses. Be the spouse you would like to have. Act with love and respect. Even in cases where your spouse is in the wrong, you can address the situation in a loving manner and stand up for yourself. That means loving and respecting yourself, too.  

Do you feel as if you have good conflict management skills, or that conversations quickly turn into arguments, which get heated and don’t usually get resolved? Remember that conflict management and communication are easily learned skills that are taught both online and with skills trainers at retreats or with coaches/counselors. If conflict is bringing your relationship down, invest in learning these skills. One inexpensive place to learn relationship skills online while retaining your privacy and using as much or little time as you wish is PO2.com, or Power of Two Marriage. (I don’t receive any compensation for mentioning them, I merely think they offer an innovative service.) The organization provides entertaining videos and tips to help you practice and improve various skills.

Which areas of conflict are most frequent for you?  I noticed many of the commonly mentioned topics are not on the list, such as financial conflict and conflict having to do with extended family or friends. I was also surprised that chores/childcare/division of labor wasn’t on the list. Are these biggies for you?

Lori Lowe is the author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available  at Amazon.com and in all e-book formats at www.LoriDLowe.com.

Photo by David Castillo Dominici courtesy of freedigitalphotos.net.

U.S. Marriage and Divorce Stats

You may be interested to read the marriage and divorce data  from the U.S. Census Bureau for 2008 (the most recent data available).

  • 52% of men in the U.S. are currently married; 9% are currently divorced
  • 48% of women in the U.S. are currently married; 12% are divorced

Idaho (apparently not just known for potatoes) has the highest percentage of married men and women. You can view the detailed marriage and divorce data by state here.

Warm Welcome to this New Site–Congrats to Laura and Chris, who recently launched the blog, www.twoinfps.com. A new post offers “sage relationship advice from 14 experts” including best tips for relationship happiness. They were kind enough to include some advice from Marriage Gems. You can read the full post here, or just stop by to say hi.

As always, you can check out my book, First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage,  Amazon.com and in all e-book formats at www.LoriDLowe.com.  Have a happy spring! And a happy and blessed holy week and Easter to all those who celebrate it.

More on Marrying the Wong Person

I’m enjoying some much-needed family time. As a followup to the last post, check out “More on Marrying the Wrong Person.” What can you do today to be the right person for your spouse?

“I have no way of knowing whether or not you married the wrong person. But I do know that if you treat the wrong person like the right person, you could well end up having married the right person after all. It is far more important to be the right kind of person than it is to marry the right person.” — author and motivational speaker Zig Ziglar

Lori Lowe’s book First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage is now available on Amazon.com and in all e-book formats at www.LoriDLowe.com.  Lori and her husband of 16 years live in Indianapolis with their two children.

Have You Ever Thought You Married the Wrong Person?

If you are married, there is a good chance you will wake up one day and ask yourself, “Did I marry the wrong person?” You may decide your spouse is lazy, insensitive, rude, inconsiderate or just not interesting. What did you ever see in him or her? At that point in time, try to remember this post: We all married the wrong person.

I was recently encouraged to run the post again, and I’m glad it has positively impacted so many people. If you are new to this blog since 2010, you may not have read the post I get the most feedback on. More than 50,000 readers in more countries than I can name have read it, and many have commented. It’s been translated in many languages and passed from friend to friend, from loved one to loved one. Is there someone you know who is struggling about whether to make a go of their marriage? Be a friend and encourager to him or her. Consider passing along “We all married the wrong person” with a friendly note, or share it on Facebook if you think it might encourage your friends.

Lori Lowe’s book First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage is now available on Amazon.com and in all e-book formats at www.LoriDLowe.com.  Lori and her husband of 16 years live in Indianapolis with their two children.

Reasons for Boomer Divorce Spike, and How to Prevent Late-Life Divorces

This is part 2 of summarizing Wall Street Journal’s research on why we are currently seeing a spike in late-life divorces (and adding my two cents of course). I am interested in hearing your ideas and reaction as well. For background, read part 1—Is Divorce Booming for Boomers?

In addition to some of the risk factors discussed in the above post, professor and sociologist Susan Brown, the author of The Gray Divorce Revolution, says boomers had different marriage expectations than previous generations. The 70s began a period during which, for the first time, marriage was about “needing to make individuals happy,” explains Brown. Previous generations viewed marriage as an economic union, and then in the 1950s and 1960s as a companionate marriage, which was defined by how each spouse fulfilled his or her role. Individualized marriage became more about using marriage to meet personal needs.

For me, that sets up a red flag, because marriage isn’t intended to “make people happy” or to help them “meet their needs.” Individuals are responsible for their personal and spiritual journey towards joy. We can make that journey with our loved ones, but our loved ones can’t bring happiness to us or force us down a particular path. In addition, we’ve chatted here numerous times about how a spouse cannot be responsible for meeting all of our needs. Having that expectation is rather a recipe for disaster, in my humble opinion. (Read Don’t Expect Your Spouse to Meet All Your  Needs.)

Baby boomers were also focused on achieving self-fulfillment, rather than role fulfillment. “For boomers who have had trouble maintaining commitments in the past, hitting the empty nest phase seems to trigger thoughts of mortality—and of vanishing possibility for self-fulfillment,” according to the WSJ’s Susan Gregory Thomas.

They see their last phase of life as an opportunity to achieve self-fulfillment, but often don’t consider the disastrous economic financial implications (which hit women harder) and the consequences of child custody (which impact men harder).  In other words, they don’t anticipate a change in lifestyle or the loss of their children.

So, how do you avoid getting to this point? Marriage advice from The Gottman Institute is similar for this generation as for younger couples. Spouses need to actively respond to each other’s bids for reconnection and avoid criticism, defensiveness, contempt and stonewalling. (Read that sentence again, please.) Turn toward one another, even if you’re busy. Make your spouse a priority. Don’t start over with someone new; start over with your spouse and bring your relationship to a higher level. Instead of looking to someone else to meet your needs, figure out what makes you excited and pursue that. Then share your excitement and positivity with your spouse.

I can empathize that adults in their 50s and 60s are looking at what kind of legacy they may be leaving this world. But honestly, what better legacy could there be than adding to the love in the world, leaving an unfractured family filled with love for you and for one another?  

Lori Lowe’s book First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage is now available on Amazon.com and in all e-book formats at www.LoriDLowe.com.  Lori and her husband of 16 years live in Indianapolis with their two children.

Photo by Photostock courtesy of Freedigitalphotos.net.

Is Divorce Rate Booming for Boomers?

While overall U.S. divorce rates have declined in recent years, the divorce rates have spiked for baby boomers who are in the 50 to 60 age group. The Wall Street Journal calls this trend “gray divorce” and recently analyzed some of the factors contributing to the trend. (Read “The Gray Divorcés” for full details.)

Late in life divorces used to be unusual, but are now more common. In 1990, only one in ten people who got divorced were 50 or older. By 2009, the number was about one in four. More than 600,000 people aged 50 and older got divorced in 1009, according to the WSJ. Divorces in middle age can be financially devastating, says the paper, and those who remarry have to address issues over estates, inheritances, and children from previous marriages.

The WSJ reported on some of the risk factors behind these gray divorces, and says one of the best explanations for the rise in divorce rates for this age group is that more of them have already been divorced once. “Second and subsequent marriages have a 150 percent greater chance of ending in divorce than do first marriages.”

Another risk factor is a more recent marriage. Nearly half of divorced individuals were married fewer than 20 years, while three-fifths of those married more than 30 years stayed together.

Race also impacted boomer divorce rates, with blacks being 75 percent more likely to divorce after age 50, and Hispanics being 21 percent more likely than whites.

Those with a college education had a 17 percent lower probability of divorce than those with only a high school diploma.

In an AARP study asking older individuals about their reasons for divorce, 29 percent cited marital infidelity as a cause, which is similar to the rate in other age groups. Women also initiated 66 percent of the divorces, which is also similar to other age groups.

There have not been comprehensive national studies about other reasons for late divorces. “If there’s a silver lining to the rise in gray divorces, it’s that the rate may fall for subsequent generations,” says the WSJ article. The reason is that with divorce rates declining for those in their 20s, 30s or 40s, the biggest risk factor for divorce (a previous divorce) will be lessened. In addition, the newspaper cited GenXers as having “relatively stable marriages so far” and states they could stay married longer than generations before them.

Next time, I’ll follow up with a final post on this gray divorce trend, including what boomers’ focus on self-fulfillment–as opposed to previous generations’ focus on role fulfillment—may have to do with the increase in the divorce rate.

What do you think are the biggest reasons for the boomers’ booming divorce rate?

Lori Lowe’s book First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage is now available on Amazon.com and in all e-book formats at www.LoriDLowe.com.  Lori and her husband of 16 years live in Indianapolis with their two children.

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Check out this thought-provoking post from Corey Allan, PhD, called “Marriage is Easy.” He says, “If you want your marriage to keep getting better over time and lighten your load rather than add to your burden, you must take responsibility for both how you behave and for what behaviors you accept from your spouse.” Yes, I agree. Working through this kind of conflict may help you get to a better place.

Photo by Photostock courtesy of freedigitalphotos.net.