Is Your Family Choosing Money Over Time?

traffic morguefileFollowing up on the last post suggesting we “underachieve” so that we have time to achieve with our family, you might ask whether not putting most of your energies into career and financial achievement might end up reducing your happiness in the long run. In other words, won’t you be less happy with less money and/or career advancement?

It seems justifiable that we need to work enough to provide a comfortable home and to care for our family. However, many of us become competitive and want to be “the best” and to earn as much as our talent and opportunities will allow. We also decide as a family that we “need” more and more, requiring more money to satisfy these demands. Spending more time working usually means less time for your marriage and family. And if those bonds are strained, the stress will certainly mean less happiness for you.

A new study reported in CNN called “Happy Money: The Science of Smarter Spending” by Elizabeth Dunn and Michael Norton finds that we often get so much in the habit of working and earning that we don’t stop to enjoy the fruits of our labor. Even wealthy people spend too much time overworking and doing things they don’t enjoy, such as driving long commutes to work. Researchers say we should use some of that money to “buy happier time.”

While we’re at it, we should ask ourselves before spending money how the purchase will affect our time. For example, buying a nicer car may seem like a great reward, but not if you have to work more hours to pay for it. Drivers get no more pleasure from commuting in an expensive car than in a cheap one. And the average American spends two hours a day just working to afford his car.

Another bad investment is an improved home entertainment system, according to researchers, who say watching TV is a clear happiness drain. On the other hand, they say investing in a dog pays off in happiness dividends, encouraging you to take daily walks and socialize with other dog owners.

I can relate to the research. Before starting my own business in 1998, I put in long hours at work, only to feel I could never get ahead of the work load. I think many Americans feel they don’t have a choice but to participate in this rat race, particularly with the weak economy.

So a focus on smarter spending of time and money on things that will improve your happiness and your family’s happiness is key. Our family enjoys time in nature, trips to the library and cooking at home. My husband has always been one to make time to enjoy life and encourages as much time together as a family as possible. If you think about your happiest memories, they probably weren’t the most expensive days of your life.

Think about ways you can spend enjoyable time with your spouse, friends, and family without spending a lot of money. Brainstorm things you’d like to do together this summer and keep the list handy. You might also want to keep a list of books or movies you’d like to enjoy together.

Do you feel like this is a difficult tradeoff for your family? Do you and your spouse agree on how to spend time and money? Feel free to share any tips you have.

For newer readers here, I’ve written lots of research articles on happiness. If you’re interested in learning more about creating a happier life and happier marriage, search the archives.

I hope you have an enjoyable Memorial Day weekend. Take time with friends and family to enjoy life and give thanks to the service men and women who helped to make our freedoms possible.

Lori Lowe is the author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available at Amazon.com and in various e-book formats here.

Don’t be Afraid to Underachieve in Life to Better Achieve in Your Family Life: Lessons from a former Indpls Colt

smith-hunter-01Last week, I attended a talk in Indianapolis given by former NFL punter Hunter Smith and his wife, Jen. One of his biggest messages was this headline. The former Colt advises those who want to be good spouses and parents to not be afraid to underachieve by the world’s standards, in order to make the time to succeed in your family life.

“I’m never going to be all I could be, and I don’t want to be. In America that’s counter-cultural,” says the former Indianapolis Colt. “Achieve in your marriage and with your children, and not in what the world expects of you.”

Other pieces of advice from their talk at Better Together included:

  1. Keep good company—trusted friends who will help keep you from making wrong decisions.
  2. Be who you say you are—live your life well.
  3. Understand that men have the tendency to be lustful and passive, while women have the tendency to be controlling. As men, don’t abdicate leadership in the home.
  4. Be willing to show your true self to your spouse.
  5. Be willing to share each of your needs honestly with one another.
  6. Place your spouse’s needs above yours. If you both practice giving, you will both receive more.

Hunter and Jen have four children, and they aren’t afraid to “miss opportunities” for their kids to develop in sports or other areas. Instead, they focus on the priorities of their family and their faith life.

Hunter shared openly about life in the NFL both with the Colts and with the Washington Redskins. He also expressed how much impact one person can have, using the example of Tony Dungy changing the culture of the Indianapolis Colts team by calling all the players to be authentic men full of strong character.

You can read here in an Indianapolis Star article about how Hunter calls the life of NFL athletes “tragic” with false images and frequent divorces and bankruptcy following the end of their football career. Hunter took a different path and retired to follow his interest in music and singing. His wife shares his love of singing.

Is his advice to underachieve difficult to hear, especially from someone who at one time made a multi-million dollar annual salary and who has a Super Bowl ring? My opinion is that he seems genuinely interested in using his platform to share the lessons he has learned. What are your thoughts on the other suggestions?

My next post will be about how earning more money does not usually make us happier. Instead, working more takes time away from activities that would probably give us more happiness.

Photo credit: Indianolis Colts

Lori Lowe is the author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available at Amazon.com and in various e-book formats here.

The Science of Marital Longevity—Will Your Marriage Succeed?

happy couple morguefileWhile commitment may be the key to staying together in marriage, science has its own explanations. The latest Clark University Poll of Emerging Adults found that 86 percent of 18- to 29-year-olds surveyed said they expected their marriages to last a lifetime. (The balance were presumed to be unlikely to marry.) Yet, statistically, various factors make individuals far more or less likely to stay married.

The American Psychological Association recently compiled factors that are most likely to make love last. I don’t find it helpful to share which races are more likely to divorce, since that is not something we can change. However, we can do a lot to help or hurt our marital success, according to researchers. Here’s a sampling:

  • According to NCHS data, women with at least a bachelor’s degree have a 78 percent shot that their marriages will last 20 years, compared with 41 percent chance among women with a high school diploma. Did you know those with a college degree have a nearly 80 percent chance of success? I guess my Mom was right to encourage me to finish college before considering marriage.
  • Couples whose first child is born after the wedding have a greater likelihood of staying together, while couples who marry in their teens have a lower chance of staying together.
  • Lack of assets cause marital stress for newlyweds, according to the National Marriage Project. Couples with no assets are 70 percent more likely to divorce within three years than couples with $10,000 or more in assets. Consider this fact if you’re about to go into debt over an expensive wedding celebration.
  • Stress can be a major contributor to divorce. In a 2012 study by the University of Texas, researchers found that when one spouse had a stressful day (traffic, difficulties at work, or whatever), they reported more negative behaviors toward their spouse as well as less satisfaction with their relationship. Please keep this in mind if you are going through a stressful time or a major transition, as stress definitely affects how you evaluate your relationships. “Psychologists posit that the energy dedicated toward handling stressful events detracts from the energy needed to maintain a good relationship,” according to the Journal of Family Psychology. Take efforts to reduce or better manage your stress.
  • A strong social support can buffer against the type of chronic stress than can be toxic to a relationship. Examples of a strong social support include military support, church support, family support, neighbor and friends who are supportive. If you don’t have a good support network, help develop one. Social connections are known to help you live longer and healthier as well as to provide marriage and family support.
  • Doing small things often to make your spouse feel special and loved is very predictive of staying together, preventing divorce, and being happy, according to the Early Years Marriage Project. Contrary to popular opinion, men tend to need these affirmations the most, because women frequently affirm one another with hugs or compliments, while it’s uncommon for men to receive these in public.
  • The manner in which couples deal with conflict is important. Couples that are likely to stay together “are kinder, more considerate, and soften the way they raise a complaint” according to the Gottman Institute. Another study (from UCLA) addressing conflict found that couples who as newlyweds had interacted with anger and pessimism when discussing difficult relationship issues were more likely to be divorced 10 years later.
  • Depth of communication is important. “Most couples think they’re communicating with one another, but what they’re really talking about is what I call ‘maintaining the household’ or detailing to-do lists,” says Terry Orbuch, PhD, of the University of Michigan and Oakland University. “The happiest couples also share their hopes, fears and dreams.”
  • Be a lifelong learner in marriage. You may put regular effort into improving your golf game or your home, but marriage also takes a conscious effort to maintain and improve. “If you’re a lawyer, you take continuing education. If you’re an artist, you take workshops. And somehow, there’s this belief that we don’t have to work at learning how to be a couple, it should just come naturally,” says couples therapist Nicholas Kirsch, PhD. “That, to me, is just very backwards.”

For details on these studies, visit APA.org.

In what area do you think your marriage could use attention?

Lori Lowe is the author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available at Amazon.com and in various e-book formats here.

What You Focus on Will Appear Larger

magnif glass morguefile public
In my marriage presentations, I have often discussed the tendency for what we focus on to seem larger and more important.  So the individual who focuses on a fault of their spouse will see it gaining prominence and importance. And a couple that is constantly analyzing their relationship’s problems may start to see the marriage as a big failure.

The Generous Husband’s recent post on this topic rang true for me. In Change Your Focus, Change your Marriage, the post reminds readers that when they buy a new car, they seem to see that car everywhere, but the number of those cars on the roads hasn’t changed. In the same way, focusing on pet peeve of your  husband’s can begin to drive you crazy, while focusing on a good quality or characteristic can help you notice the positive trait more often.

Changing your perceptions can change your reality. Many issues in marriage are what are called perpetual issues that won’t go away given more attention. They tend to be differences in temperament (driven personality vs. laid back) or preferences (I like things very neat vs. I will get to the dishes later). Whether you are a planner or more spontaneous in nature, nagging from your spouse probably won’t change that tendency. While we don’t want to ignore major issues, these minor issues shouldn’t eat up all of our emotional energies.

Instead, we can devote time to having fun and doing things together that we enjoy. We can give our spouse the benefit of the doubt and try to recall loving actions and positive qualities that they have.

Consider whether certain things in your marriage are unnecessarily taking your attention away from the important stuff. Is there an area that is getting too much of your focus? Is there an area you would like to grow that is not getting enough attention?

Read more on Dr. John Gottman’s solution to handling perpetual issues causing gridlock.

Lori Lowe is the author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available at Amazon.com and in various e-book formats here.

What Part Does Faith Play in Your Marriage?

Easter publicLast week was the holiest week of the year for Christians throughout the world, and Passover was celebrated last week by those of Jewish faith. If you and your spouse are believers, but you did not find yourselves in a church (or synagogue), what is the reason? Has a rift with people within your church caused you to turn away from your faith? Do you and your spouse share different beliefs, making it difficult to celebrate religious holidays together? Or have you just drifted away from the church, getting used to the extra free time on weekends?

If you would like to participate more fully in your faith, consider talking about this issue with your spouse. Discuss obstacles that you face and potential solutions. Getting back to church may  not only help your spirituality, but may also help your marriage, according to research scientists.

From my perspective, celebrating our faith lives together has brought my husband and I closer together. Committing to passing on the teachings of our faith to our children has given us a common purpose. Participating in our faith community has given us joy. It sometimes takes discipline to make it to church, but we receive more than we give.

Research on U.S. couples is clear that couples who self-identify with a particular religion don’t have an advantage when it comes to divorce rates. However, couples who commit to practicing their faith together regularly within their church do have substantially lower divorce rates. Read details in the post Is Religious Practice Relevant to Divorce Rate?

Having a strong community of support, having faith leaders to help when the marriage is in crisis, studying the church teachings (i.e., loving one another), flexing the muscles of commitment and dedication, developing higher emotional intimacy created in shared prayer–these are all possible reasons couples who are committed to practicing their faith may have lower divorce rates. What reasons do you think religious practice may protect marriages?

If you are regularly practicing your faith within your church community, has it helped your marriage? If you have drifted from your church, is it time to make a commitment of time and effort to your faith? Why or why not?

Lori Lowe is the author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available at Amazon.com and in all e-book formats at www.LoriDLowe.com.

How Does Your Marriage Compare? More Interesting Findings…

The Normal BarMy recent post called “The #1 Thing Men Want More of is Not What You Think” caused quite a debate, with many disagreeing with the research findings or explaining what they feel as a combination of needs. The findings were based on “surprising” relationship secrets of 70,000 individuals surveyed in The Normal Bar, a new book.

I promised to give away a free copy of the book, and then I went on spring break. So, because of my delay, I’ll give away two copies of the book—one drawing held from commenters of the last post, and one from comments on this one. So, if you’d like a copy, just leave a comment, and I’ll throw your name into the hat.

I wanted to share a few morsels of some of the other results that surprised or interested me. Feel free to share your feelings on one of more of the following findings:

  • Two-thirds of couples do not agree with each other’s politics. Fewer than 10 percent of these couples say this seriously strains their relationships. That surprised me, because I wonder if this has to do with common values and worldviews being different in these couples, and also because so many couples I know seem to be similar in this way. But I’m glad they can work through this area of division.
  • Be more romantic. It bothers almost 29 percent of women “a lot” that their partner is not more romantic. But even more surprising is that a lack of sufficient romance bothers more men “a lot”—44 percent of them. Talk to your spouse about what they feel is romantic, and try to make a better effort in this area. Too often this advice comes to men, but women need to practice romance as well.
  • Three-fourths of all American couples have never taken a romantic vacation. What? Not even a honeymoon? This seems pretty deplorable to me, but I recognize that once the kids come, traveling without them (and without worrying about them) becomes such a challenge that many don’t find it worth the effort. If you’ve benefited from romantic vacations in the past, please share how they have impacted your relationship. Can you get a weekend away together?
  • Interrupting your partner is a big problem. People who are often interrupted by their partners are twice as likely to be unhappy in the relationship. This affects many couples—59 percent of both men and women say they are sometimes or frequently interrupted by their partners.
  • Laugh more! On the other side of the coin, happy couples laugh much more; 66 percent of happy couples laugh together often.
  • Criticize less. Sadly, 12 percent of couples who have been together more than a decade are criticized daily by their partner. Women tend to be the more critical spouse. Two-thirds of men say they are criticized “a lot”; slightly over half of women say the same of their spouse.
  • Having more money did not make relationships happier. In fact, the most wealthy couples were slightly less happy.
  • Going back to my last article, it’s true that men said they wanted better communication more than anything else. However, the surveys also reported that most men also wanted more sex. Sixty percent of men and 30 percent of women feel their sexual frequency is too low. On the other hand, 36 percent of men and 56 percent of women feel their frequency is just about right.
  • We all know that one of the most important characteristics of happy couples is that they spend time together. Surveyed individuals say they don’t spend enough time together because they are so busy, but 80 percent of these same couples said they typically spend an hour or more on the Internet daily for non-work matters. Twenty-six percent spend more than three hours on the Internet a day.  Can you consider cutting back Internet/TV or other screen time to invest some needed time with your spouse?

Which of these bullet points resonates with you or strikes you as odd? Of course there’s a lot more research in the book, so check it out if you like. Remember, though, what is “normal” for one couple is not helpful for another. The thing I do find helpful is to ask yourself if something you read about (lack of fun, criticizing your partner, etc.) might be holding your marriage back from being all it can be.

Lori Lowe is the author of First Kiss to Lasting Bliss: Hope & Inspiration for Your Marriage. It tells the inspiring, true stories of couples who used adversity to improve their marriages–from overcoming drug addiction to cancer, infidelity, religious differences, family interference and infertility, among many others. It’s available at Amazon.com and in all e-book formats at www.LoriDLowe.com.

Fun proposals

engaged by Surachi freedigitalphotos.netJust in time for the weekend, check out this very fun proposal that used a pictionary game as a jumping off point to pop the question.  This young man put a lot of work into making sure the proposal went off without a hitch. It’s another reminder that at least occasionally we should be willing to put in some creative effort to please our partner–even after marriage.

While you’re there, you might enjoy the link to the lego video proposal. It seems for a while large group proposals were getting to be quite popular, but I enjoy seeing these very personal and unique proposals. What have you seen lately that struck you as heartfelt and creative?

Have a great weekend!